Employee Benefits Consultancy Network

Esofac Luxembourg S.A.


Esofac Luxembourg S.A. - IBN Consultant - Employee Benefit Expertise

The multidisciplinary team of 12 (actuaries, legal experts, managers and assistants) is specialised in employee benefits and has lengthy experience (183 years combined) advising clients and managing their occupational pension schemes in the Grand Duchy of Luxembourg. The team’s expertise is continuously enhanced by the diversity of the schemes with which it operates.

Esofac as a legal entity was created in Belgium in 1973 and in the Grand Duchy of Luxembourg in 1982 under the name Esofac International.



Member of the International Benefits Network

Contact Esofac Luxembourg S.A.





Services Offered


  • Consulting and audit
  • Actuarial valuations
  • Pension schemes management
  • Pension funds
  • Communication
  • Legal and tax matters
  • Mergers and acquisitions
  • Training
  • Business transfers
  • International benefits issues
  • IAS19 and FAS87 valuations



  • Occupational pension scheme manager licensed by the General Inspectorate for Social Security
  • Continuing professional education entity
  • Insurance sector professional (PSA) as a pension fund manager
  • Liability manager of pension funds supervised by the Financial Sector Supervisory Authority (Assep and Sepcav).


Designing a plan together, creating it to your specific needs…

  • We help you study a pension plan that meets your needs and is in keeping with trends in your sector of activity.
  • Your pension plan is tailored to your requirements by our actuarial and legal experts.
  • Your plan is operated expertly and in conformity with legal and tax requirements focused on the Luxembourg context, but also cross-border.
  • Your plan is financed in the vehicle that matches your expectations: pension fund, group insurance or book reserves.

Building and transforming in accordance with the highest standards…

  • You are assured of the flexibility that enables you to adapt to your company’s development and to changing regulations.
  • You benefit from an international approach with our membership of EURACS, a European network of actuarial and consulting firms.
  • Our independence and expertise guarantee that your insurer-partner will be selected on an objective basis.
  • You can rely on our expertise for setting up your pension fund and monitoring it in accordance with regulations.

Expert knowledge and management at every level…

  • You interact directly with the expert in charge of your file, who is responsible for its overall management and who, together with fellow team members, has extensive knowledge of your pension plan.
  • You benefit from systematised processes of proven excellence, adapted to your pension plan funding vehicle.
  • You can rely on consistent support from our experts and on-going regulatory monitoring.
  • Your plan is managed in compliance with local standards and IAS19 and FAS158 international standards.



Résidence Val Fleuri II
37, rue Michel Engels
T. (+352) 45 31 24
F. (+352) 45 07 43


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Fabienne Dalne

Harold Hélard