Employee Benefits Consultancy Network

Terms

Use of Web Site

This web site is provided by International Benefits Network Limited, its subsidiaries, affiliates and related entities (“IBN”) for information only.  By using this site, you agree to these terms.

Copyright Notice

All the information and software contained in this web site is the exclusive property of IBN and, except as specifically provided below, may not be copied, distributed, displayed, reproduced or transmitted, in any form or by any means without the prior written permission of IBN.

The contents of this web site may be downloaded and reproduced solely for non-commercial or internal use. This is subject to the following restrictions: (a) the contents may not be modified or used for any commercial purpose or public display, performance, sale or rental; (b) software may not be decompiled, reverse engineered or disassembled in any manner whatsoever; (c) no copyright or other proprietary notices may be removed from the site; (d) the contents may not be transferred to another person; and (e) every person downloading, reproducing or otherwise using the site, hereby agrees to prevent any unauthorized copying of the contents

General Notice

IBN does not warrant the accuracy, currency or completeness of this web site.   IBN will from time to time revise the site and/or the products, services and resources described in the site and reserves the right to make such changes without any obligation to notify past, current or prospective visitors to this site.   IBN will not be liable for any damages arising out the use of this web site.

Communications

No right of confidentiality shall apply to communications to IBN and IBN shall have no obligation to protect communications from disclosure.  IBN shall be free to reproduce, use, disclose and distribute communications to others.   Visitors who choose to send email messages to IBN do so entirely at their own risk.